Things you should know 

Information on how to enter the promotion forms part of these terms and conditions of entry. Entry into the promotion is deemed as acceptance of its terms and conditions. 

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate of 22.95% p.a. applies after interest free period.   

^†Get 100 Flight Centre Rewards conditions apply. 

1. Promotional offer available for new approved customers only, from Flight Centre Mastercard applications received from 12:00am Saturday 4 November to 11:59pm Wednesday 27 December 2023 New Zealand local time (“Offer Period”). Applications received outside the Offer Period will be ineligible.  
2. Eligible customers who have (a) applied, been approved, and opened a Flight Centre Mastercard account during the Offer Period and (b) made at least one purchase on their Flight Centre Mastercard within the first month of the account open date (“Rewards Offer Period”) will be eligible to receive 100 Flight Centre Rewards (“Offer”). This includes long term finance purchases made at non-Flight Centre stores. Excludes Cash Advances. 
3. The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”). 
4. To be eligible to redeem the Offer the promo code ‘CHRISTMAS’ must be entered into the promo field on the first page of the application. 
5. Any Flight Centre Mastercard account that has been cancelled or suspended on or before 27 January 2024 will be ineligible to redeem the Offer. 
6. The 100 Rewards will be applied by 27 February 2024 to each eligible customer’s linked Flight Centre Mastercard account.  
7. The 100 Rewards cannot be used against any outstanding balance or existing Flight Centre travel bookings. The 100 Rewards must be redeemed on future travel bookings purchased from Flight Centre New Zealand. 
8. The Promoter reserves the right to extend, amend, suspend, or terminate this offer and these terms and conditions at any time without notice.  
9. The Offer is not negotiable, transferable or redeemable for cash. 
10. Any decisions made by the Promoter in relation to the Offer are final and no correspondence will be entered into. 
11. Redemption of the Offer is deemed acceptance of these terms and conditions. 
12. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Offer. 
13. All dates and time are in New Zealand local time. 
14. Flight Centre Mastercard and Flight Centre New Zealand terms and conditions apply. 
15. If you have any queries, please visit the Promoter’s contact page here. 

⁺$50,000 Flight Centre travel prize draw conditions apply. 

1. Valid from 12.00am Saturday 4 November to 11:59pm Wednesday 27 December 2023 New Zealand local time (“Prize Draw Period”). Entries received outside this time will be ineligible for entry. 
2. The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”). 
3. Entry is only open to New Zealand residents aged 18 years or over and must be a new or existing Flight Centre Mastercard holder.  Details provided by entrants or the Prize Draw winners, will be verified by the Promoter to validate the eligibility of the entrant or Prize Draw winner, as the case may be.  If for any reason, a Prize Draw winner is deemed ineligible for any reasons, the Promoter reserves the right to draw a replacement Prize Draw winner. 
4. There are fifty-seven (57) prizes in total to give away (“Prize Draw”). 
5. One (1) Prize Draw winner will receive Flight Centre travel to the value of NZ$30,000 (“Major Prize”); two (2) Prize Draw winners will each receive Flight Centre travel valued at NZ$10,000 (“Major Prize”), and fifty-four (54) Prize Draw winners will each receive 50 bonus Flight Centre Rewards that will be applied to their Flight Centre Mastercard account (“Daily Prize”).  
6. An entry into the Prize Draw is automatic every time a purchase is made with Flight Centre Mastercard at any retailer that accepts Flight Centre Mastercard during the Prize Draw Period. The transaction date is determined by when and where the merchant processes the purchase and is outside of the Promoter’s control and may affect eligibility. Purchases made overseas or online will be accepted in local time, which may affect eligibility. 
7. Three (3) Major Prize winners will be drawn at random from all eligible entries from the Prize Draw Period; fifty-four (54) Daily Prize winners will be drawn at random for each day of the Prize Draw Period drawn from all eligible entries associated with each respective day of the 54 days of the Prize Draw Period.  Limit of one (1) Major Prize or Daily Prize (each a “Prize”) per Prize Draw winner. 
8. The Prize Draw will take place at 111 Carlton Gore Rd, Newmarket, Auckland on 2 February 2024. 
9. The Prizes are not negotiable, transferable, or redeemable for cash. 
10. To be eligible for a Prize, you must be over 18 and your account must not be in arrears at the time the Prize Draw takes place. 
11. Any purchases made on Flight Centre Mastercard during the Prize Draw Period that have been cancelled, refunded, returned, or suspended before the Prize Draw date will not be eligible for entry into the Prize Draw. 
12. The Prize winners will be notified via phone or email by 9 February 2024. If a Prize Draw winner cannot be contacted within 5 business days, Promoter reserves the right to re-draw a Prize. The Daily Prize winners will have the bonus Flight Centre Rewards applied to their Flight Centre Mastercard account by 9 February 2024.  
13. The Promoter collects personal information in order to offer the Prize.  If the information is not requested or provided, then the entrants or Prize Draw winners may not participate in the Prize Draw.  Acceptance of any Prize is deemed consent for the Promoter to use that information including the Prize Draw winners’ details, first name and photograph, for promotion and media purposes without any further reference, payment or other compensation to the Prize Draw winner.  Refer to our Privacy Policy. 
14. The Promoter reserves the right to extend, amend, suspend, or terminate this offer and these terms and conditions at any time without notice. The Promoters decision is final and no correspondence will be entered into. 
15. If for any reason a Prize becomes unavailable, the Promoter may substitute an alternative prize of equivalent value without notice. 
16. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw. 
17. Entry into the Prize Draw is deemed acceptance of these terms and conditions. 
18. Employees of the Promoter and/or Humm (NZ) Limited and Flight Centre (NZ) Limited and any Flight Centre subsidiary or related entity are not eligible to enter the Prize Draw. 
19. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with a prize or this Prize Draw. 
20. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict, or modify a consumer’s rights under the Consumer Guarantees Act 1993. 
21. All dates and time are in New Zealand local time. 
22. Flight Centre Mastercard and Flight Centre New Zealand terms and conditions apply. 
23. If you have any queries, please visit the Promoter’s contact page here. 

^#Excludes cash advances. Cash Advance Interest Rate currently 24.95% p.a. applies to all Cash Advances made from your Account from the date of the Cash Advance until repaid in full. A Cash Advance Fee is charged by us when you withdraw cash: $2 (domestic)/$3 international) if withdrawn from an ATM, or $3 (domestic)/$6.50 (international) if from a teller, plus an access fee (if any) charged by the financial institution from where you made the withdrawal.
  
^*Earn 1.50 Flight Centre Rewards for every NZ$100 spend on Standard Purchases (excludes long term finance, cash advances, balance transfers, fees, interest charges & quasi-cash transactions). Earn 3.00 Flight Centre Rewards for every NZ$100 spent in-store or online at a New Zealand Flight Centre store. When redeemed, every 1.00 Flight Centre Reward earned will equate to NZ$1.00 credit towards your Flight Centre Mastercard account and may only be redeemed at Flight Centre New Zealand. Flight Centre Mastercard and Flight Centre terms and conditions apply. 

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