Terms & Conditions

^*3 months no payments and no interest: Lending criteria, $50 annual Account Fee, fees, terms and conditions apply.  No payments and no interest for three months (“interest free period”) are available on all Standard Purchases (excludes long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made with Flight Centre Mastercard from 12:00am Monday 20 November to 11.59pm Sunday 26 November 2023 New Zealand local time. Standard Interest Rate, currently 22.95% p.a., applies to any outstanding balance at end of interest free period.  The purchase transaction date is determined by when the merchant processes the purchase and is outside of the control of Columbus Financial Services Limited and may affect eligibility.

^{^}Double Flight Centre Rewards (“Double Rewards”) applies to all eligible purchases with a transaction date from 12:00am Monday 20 November to 11.59pm Sunday 26 November 2023 New Zealand local time (“Promotion Period”). Eligible purchases means all purchases made with your Flight Centre Mastercard (excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions). The transaction date is determined by when and where the merchant processes the purchase and is outside of Columbus Financial Services Limited’s (“Promoter”) control and may affect eligibility. Double Rewards means two times the standard Flight Centre Rewards Points for all eligible purchases i.e. Double Rewards equate to 3.00 Flight Centre Rewards per NZ$100 of eligible spend. Purchases online or instore at Flight Centre New Zealand will continue to earn 3.00 Flight Centre Rewards per NZ$100 spend. To be eligible for Double Rewards, your Flight Centre Mastercard account must remain open during the Promotion Period. Where eligible, Double Rewards will be applied to your Flight Centre Mastercard account within 60 days of the end of the Promotion Period. When redeemed 1.00 reward will equate to a NZ$1 credit to your Flight Centre Mastercard account that may be used to make a purchase at Flight Centre New Zealand.

⁺$50,000 Flight Centre travel prize draw conditions apply. These terms and conditions must be read in conjunction with the full terms and conditions which can be found at: www.flightcentremastercard.co.nz/campaigns/50K-Christmas. Valid from 12.00am Saturday 4 November to 11:59pm Wednesday 27 December 2023 New Zealand local time (“Prize Draw Period”). There are fifty-seven (57) prizes in total to give away (“Prize Draw”).  One (1) Prize Draw winner will receive Flight Centre travel to the value of NZ$30,000 (“Major Prize”); two (2) Prize Draw winners will each receive Flight Centre travel valued at NZ$10,000 (“Major Prize”), and fifty-four (54) Prize Draw winners will each receive 50 bonus Flight Centre Rewards that will be applied to their Flight Centre Mastercard account (“Daily Prize”). Limit of one (1) Major Prize or Daily Prize (each a “Prize”) per Prize Draw winner. An entry into the Prize Draw is automatic every time a purchase is made with Flight Centre Mastercard at any retailer that accepts Flight Centre Mastercard during the Prize Draw Period. Triple entries into the Prize Draw are automatic every time a purchase is made at any accepting retailer from Friday 17 November to Sunday 19 November 2023. The transaction date is determined by when and where the merchant processes the purchase and is outside of Columbus Financial Services Limited’s (“Promoter”) control and may affect eligibility. Three (3) Major Prize winners will be drawn at random from all eligible entries from the Prize Draw Period; fifty-four (54) Daily Prize winners will be drawn at random for each day of the Prize Draw Period drawn from all eligible entries associated with each respective day of the 54 days of the Prize Draw Period.  The Prize Draw will take place at 111 Carlton Gore Rd, Newmarket, Auckland on 2 February 2024. The Prizes are not negotiable, transferable, or redeemable for cash. The Prize winners will be notified via phone or email by 9 February 2024. If a Prize Draw winner cannot be contacted within 5 business days, Promoter reserves the right to re-draw a Prize. To be eligible to win a Prize, you must be 18 or over and your account must not be in arrears at the time the Prize Draw takes place. ^{^*+}The Promoter reserves the right to extend, amend, suspend or terminate these offers and terms and conditions at any time without notice. Flight Centre Mastercard and Flight Centre New Zealand terms and conditions apply.

 1Excludes Cash Advances.

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