Wander through ancient cities, bask on sun-kissed beaches, and immerse yourself in different cultures - your dream holiday awaits. With Flight Centre Mastercard’s Long Term Finance deals, there's no reason to wait any longer. Experience the wonders of the world when you Travel Now, Pay Later^ with Flight Centre Mastercard.
Whether you're shopping online at your favourite international brands or exploring and experiencing exotic destinations while on your dream holiday; you'll enjoy spending around the world with no international transaction fees##.
What could your repayments look like?
Is this your first Long Term Finance (LTF) purchase with your Flight Centre Mastercard?
Long Term Finance (LTF) is a feature of your Flight Centre Mastercard account, including where you can make purchases on interest free terms over an extended period of time, e.g 12 months.
Repayment term (months):
Fees and charges included
Establishment fee $55.00
Flight Centre fee
*Excludes Annual Account FeeYou’re spreading over
*The indicative repayment amount above represents the amount required to repay the long term finance purchase amount within the interest free payment holiday promotional period to avoid interest or fees thereafter. During the interest free payment holiday promotional period you are not obliged to make any repayments, however, interest (currently 24.99% p.a.) and fees will apply after the promotional period ends.
This calculator is intended to provide general information only and is based on the details you provide. It doesn’t take into account your personal financial situation or goals.
Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate, currently 24.99% p.a., applies after expiry of interest free payment holiday period. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. A minimum purchase amount may be required for certain LTF transactions depending on the Merchant/offer.
Important Notes:
Use Flight Centre Mastercard for shopping, dining, groceries, & fuel.
For every $150 spent at Flight Centre
For every $150 spent on Standard Purchases within New Zealand
For every $100 spent internationally online & instore~
1 reward = $1 to use at Flight Centre New Zealand
Things you should know
*With a Flight Centre Mastercard you earn:
• 1.00 Flight Centre Reward for every NZ$150 spent on Standard Purchases (excludes cash advances, balance transfers, fees, interest charges & quasi-cash transactions) within New Zealand online & instore.
• 1.00 Flight Centre Reward for every NZ$100 spent internationally, and
• 2.00 Flight Centre Rewards for every NZ$150 spent at Flight Centre. 1 Reward = $1 to spend at Flight Centre
~ Where Mastercard designates the merchant to be located in a country other than New Zealand.
**Lending criteria, $50 annual Account Fee, fees, exclusions and Ts&cs apply. Standard Interest Rate, currently 24.99% p.a., applies after interest free period. Excludes Cash Advances, Balance Transfers, fees, interest charges, quasi-cash transactions such as travellers’ cheques or foreign currency. New customers need to apply and be approved for a Flight Centre Mastercard credit card.
^A minimum purchase amount may be required. Annual Account Fee of $50 applies. An Establishment Fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 24.99% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Rates and fees correct as at date of publication, subject to change. Credit provided by Columbus Financial Services Ltd.
#Cash Advance Interest Rate currently 26.99% p.a. applies to all Cash Advances made from your Account from the date of the Cash Advance until repaid in full. A Cash Advance Fee is charged by us when you withdraw cash: $2 (domestic)/$3 international) if withdrawn from an ATM, or $3 (domestic)/$6.50 (international) if from a teller, plus an access fee (if any) charged by the financial institution from where you made the withdrawal.
##Excludes Cash Advances.
More details about fees can be found via the fees & charges page.