Flight Centre Mastercard® - Your perfect travel companion

Your Perfect Travel Companion
Interest Free Travel - Your perfect travel
Travel now, pay later
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Rewards

Flight Centre Mastercard® helps you get travelling sooner, here's why

Travel now, pay later

Wander through ancient cities, bask in sun-kissed beaches, and immerse yourself in different cultures, your dream holiday awaits. With Flight Centre Mastercard’s Long Term Finance deals, there's no reason to wait any longer. Experience the wonders of the world when you Travel Now, Pay Later with Flight Centre Mastercard.

No international transaction fees

Whether you're shopping online at your favourite international brands or exploring and experiencing exotic destinations while on your dream holiday; you'll enjoy spending around the world with no international transaction fees##.
Find out more about fees

What could your Flight Centre repayments look like?

Are you a new or returning Long Term Finance customer?

New customer Returning customer
Purchase amount: $

Repayment term (months):

Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate, currently 22.95% p.a., applies after expiry of interest free period. $55 Establishment Fee applies to your first LTF transaction (new cardholders), $35 Advance Fee applies to subsequent LTF transactions (existing cardholders). A minimum purchase amount may be required for certain LTF transactions depending on the Merchant/offer.

Important Notes:

  1. Any payment amounts provided by way of this calculator are indicative payments only. The payment amount is calculated by taking the Purchase amount, adding a $55 Establishment Fee or $35 Advance Fee and dividing this over the proposed interest free period (Start-Up Interest Period).
  2. Some repayment terms are promotional (for example, repayment over 500 days & 18 months), and may be available for a limited period only.
  3. The payment amounts produced by the calculator are indicative payment amounts which would be required relating to the Long Term Finance transaction only. The calculator does not take into account other activity/transactions on your Flight Centre Mastercard/in relation to your Account (for example if you have made other Standard Purchases, cash withdrawals, or incur other fees or charges). Please refer to the Flight Centre Mastercard Cardholder Terms and Conditions and your Statement to confirm your payment obligations, including your Minimum Payment obligations.
  4. This calculator is designed for calculating LTF repayments at Flight Centre only.

Earn Flight Centre Rewards

With everyday expenses

Use Flight Centre Mastercard for shopping, dining, groceries, & fuel.

Earn 3 Flight Centre rewards*

For every $100 spent at Flight Centre

Earn 1.5 Flight Centre rewards*

For every $100 spent on Standard purchases

$1 Reward

1 reward = $1 to use at Flight Centre

A world of benefits packed into your Flight Centre Mastercard

Use your card in-store, online and overseas, including Cash Advances# from banks and ATMs wherever Mastercard is accepted.
Add additional cardholders for no extra cost, and earn Rewards* on more than one person’s spend! Find out more
Enjoy Contactless card payment and make the most of the temporary PIN limit increase from $80 to $200 when buying essentials in person.
Enjoy interest free** for up to 44 days on every Standard Purchase in-store or online. Standard Interest Rate of 22.95% p.a. applies after the interest free period.
Mastercard Identity Check™ and microchip technology for the best security.

Flight Centre Mastercard® - Your perfect travel companion

Things you should know

*Earn 1.50 Flight Centre Rewards for every NZ$100 spend on Standard Purchases (excludes Cash Advances, Balance Transfers, fees, interest charges & quasi-cash transactions). Earn 3.00 Flight Centre Rewards for every NZ$100 spent at New Zealand Flight Centre. When redeemed, every 1.00 Flight Centre Reward earned will equate to NZ$1.00 credit towards your Flight Centre Mastercard account and may be redeemed at Flight Centre New Zealand. Flight Centre Mastercard and Flight Centre terms and conditions apply.

**Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate, currently 22.95% p.a., applies after interest free period. Excludes Cash Advances, Balance Transfers, fees, interest charges, quasi-cash transactions such as travellers’ cheques or foreign currency.

^A minimum purchase amount may be required. Annual Account Fee of $50 applies. An Establishment Fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 22.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.

#Cash Advance Interest Rate currently 24.95% p.a. applies to all Cash Advances made from your Account from the date of the Cash Advance until repaid in full. A Cash Advance Fee is charged by us when you withdraw cash: $2 (domestic)/$3 international) if withdrawn from an ATM, or $3 (domestic)/$6.50 (international) if from a teller, plus an access fee (if any) charged by the financial institution from where you made the withdrawal.

##Excludes Cash Advances.