Wander through ancient cities, bask in sun-kissed beaches, and immerse yourself in different cultures, your dream holiday awaits. With Flight Centre Mastercard’s Long Term Finance deals, there's no reason to wait any longer. Experience the wonders of the world when you Travel Now, Pay Later with Flight Centre Mastercard.
Whether you're shopping online at your favourite international brands or exploring and experiencing exotic destinations while on your dream holiday; you'll enjoy spending around the world with no international transaction fees##.
Find out more about fees
What could your Flight Centre repayments look like?
Are you a new or returning Long Term Finance customer?
Long Term Finance (LTF) is a feature of your Flight Centre Mastercard account, including where you can make purchases on interest free terms over an extended period of time, e.g 12 months.
Repayment term (months):
Fees and charges included
Establishment fee $55.00
Flight Centre fee
*Excludes Annual Account FeeYou’re spreading over
Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate, currently 22.95% p.a., applies after expiry of interest free period. $55 Establishment Fee applies to your first LTF transaction (new cardholders), $35 Advance Fee applies to subsequent LTF transactions (existing cardholders). A minimum purchase amount may be required for certain LTF transactions depending on the Merchant/offer.
Important Notes:
Use Flight Centre Mastercard for shopping, dining, groceries, & fuel.
For every $100 spent at Flight Centre
For every $100 spent on Standard purchases
1 reward = $1 to use at Flight Centre
Things you should know
*Earn 1.50 Flight Centre Rewards for every NZ$100 spend on Standard Purchases (excludes Cash Advances, Balance Transfers, fees, interest charges & quasi-cash transactions). Earn 3.00 Flight Centre Rewards for every NZ$100 spent at New Zealand Flight Centre. When redeemed, every 1.00 Flight Centre Reward earned will equate to NZ$1.00 credit towards your Flight Centre Mastercard account and may be redeemed at Flight Centre New Zealand. Flight Centre Mastercard and Flight Centre terms and conditions apply.
**Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate, currently 22.95% p.a., applies after interest free period. Excludes Cash Advances, Balance Transfers, fees, interest charges, quasi-cash transactions such as travellers’ cheques or foreign currency.
^A minimum purchase amount may be required. Annual Account Fee of $50 applies. An Establishment Fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 22.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.
#Cash Advance Interest Rate currently 24.95% p.a. applies to all Cash Advances made from your Account from the date of the Cash Advance until repaid in full. A Cash Advance Fee is charged by us when you withdraw cash: $2 (domestic)/$3 international) if withdrawn from an ATM, or $3 (domestic)/$6.50 (international) if from a teller, plus an access fee (if any) charged by the financial institution from where you made the withdrawal.
##Excludes Cash Advances.