Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
These rates may vary from time to time and we reserve the right to change them.
A fee charged when you make your first Purchase using Long Term Finance. This is $55.
An annual fee of $50 applied to your account in two 6 monthly instalments. (A fee of $25 applied to your Account on opening and every 6 months thereafter).
A fee charged every time you make a Long Term Finance Purchase, except where it is your first Long Term Finance Purchase (where an Establishment Fee will be charged). This is $35.
A fee charged by us when you withdraw cash. This is $2 from an ATM or $3 from a domestic teller plus there may be an access fee charged by the financial institution from where you made the withdrawal.
Cash Advance Fee (International)
A fee charged by us when you withdraw cash. This is $3 from an ATM or $6.50 when you withdraw with the help of an international teller plus there may be an access fee charged by the financial institution from where you made the withdrawal.
Fixed Instalment Cancellation Fee
A fee charged to cover our administration costs should you elect to cancel a Fixed Instalment before the final instalment is due. This is $0.
International Transaction Fee
No International Transaction Fees. Excludes Cash Advances.
Replacement Card Fee (NZ and overseas)
A fee charged to cover the replacement of lost, damaged or stolen Cards. This is $10. Where you ask us to courier the replacement Card to you, a courier cost plus an additional $3 fee will also be charged.
Additional Card Fee
An annual fee charged to your Account for each approved Additional Cardholder. This is $0.
Paper Statement Fee
A fee (other than a Statement Copy Fee) charged to your Account each time a paper Statement is sent to you. This is $1.
Paper Statement Copy Fee
A fee charged if you wish to be resent copies of historic Statements by post or email. This is $7.50 for up to 5 Statements, then $1 per Statement thereafter, payable on each require for additional Statement copies.
Payable on the variation of the repayment terms of your Account $16.50.