Earn Flight Centre Rewards

Use your Flight Centre Mastercard for everyday shopping, dining out, groceries or even filling up your car. Earn 1.50 Flight Centre Rewards* for every NZ$100 spent on Standard Purchases, 3 Rewards* for every $100 spent at Flight Centre.1 Reward = $1 to spend at Flight Centre.

Two women holding a map excited about their next travel destination
Enthusiastic couple on holiday using their credit card rewards

Long Term Finance

Flight Centre Mastercard offers access to Long Term Finance deals^ in-store at thousands of participating retailers throughout New Zealand.

Whether you’re planning a holiday or refurnishing your home, Flight Centre Mastercard lets you make big ticket purchases on our interest-free or payment holiday terms.

Flight Centre Mastercard - Your perfect travel companion

Double the Rewards

You’ll earn double Flight Centre Rewards* on in-store and online purchases at Flight Centre New Zealand.

Rewards that take you places

Your Rewards* will automatically be redeemed on any airline, hotel, tour, cruise, car hire or sightseeing deals booked directly through Flight Centre.

No international transaction fees

Enjoy spending around the world and shopping overseas websites with no international transaction fees#.

The important numbers

Annual interest rates

Standard Interest Rate: 24.99% p.a.
Cash Advance Interest Rate: 26.99% p.a.

Annual Account Fee

$50 applied to your account in two 6-monthly instalments (a fee of $25 applied to your Account on opening and every 6 months thereafter)

International Transaction Fee

$0. No International Transaction fee#

Add your Flight Centre Mastercard Card to your smartphone wallet

Download the Flight Centre Mastercard App

Access your account anytime, anywhere with Flight Centre Mastercard app. We have introduced new, easy-to-use features that make managing your account even more convenient.

Add your Flight Centre Mastercard Card to your smartphone wallet

Download on Apple Store/Get it on Google Play

Flight Centre Mastercard - Your Perfect Travel Companion!


You can activate your card via the Flight Centre Mastercard App via the tile on the home screen, or by clicking on the Account section located at the bottom navigation menu of the App. You can activate your card by selecting a PIN. To do that, call us on 0800 500 450 from NZ or +64 9 580 7365 from overseas or head to our Web Self Service centre.

Your customer ID is shown on the back of your Flight Centre Mastercard, the top right-hand-side of your monthly statement and on other correspondence that you may receive from us.

You can earn 1.50 Flight Centre Rewards for every NZ$100 you spend on a Purchase (excluding Purchases from Flight Centre). At Flight Centre it’s even better, you earn 3.00 Flight Centre Rewards for every NZ$100 you spend in-store or online at a New Zealand Flight Centre store.

Yes, your Flight Centre Mastercard is accepted around the world at retail outlets and ATMs, where you see the Mastercard logo.

Things you should know

*Earn 1.50 Flight Centre Rewards for every NZ$100 spend on Standard Purchases (excludes Cash Advances, Balance Transfers, fees, interest charges & quasi-cash transactions). Earn 3.00 Flight Centre Rewards for every NZ$100 spent at New Zealand Flight Centre. When redeemed, every 1.00 Flight Centre Reward earned will equate to NZ$1.00 credit towards your Flight Centre Mastercard account and may be redeemed at Flight Centre New Zealand.

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate, currently 24.99% p.a., applies after interest free period. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions.

#Excludes Cash Advances.