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From 26 June, we're making some important changes to the Flight Centre Mastercard Reward Programme earn rate. Learn more

Flight Centre Mastercard helps you get travelling sooner.

With a Flight Centre Mastercard you earn:*
1.00 Flight Centre Reward for every NZ$150 spent on Standard Purchases within New Zealand,
1.00 Flight Centre Reward for every NZ$100 spent internationally, and
2.00 Flight Centre Rewards for every NZ$150 spent at Flight Centre.

1 Reward = $1 to spend at Flight Centre

*Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply.

Only takes a few minutes to complete

Flight Centre Mastercard helps you get travelling sooner, here's how

Everyday Rewards

Use your Flight Centre Mastercard for everyday shopping wherever Mastercard is accepted. You’ll earn 1.00 Reward for every NZ$150 spent in New Zealand*.

Rewards on international spend

Shop around the world, you’ll earn 1.00 Flight Centre Reward for every NZ$100 spent internationally online & instore*.

Double the Rewards

You’ll earn 2.00 Rewards for every NZ$150 spent on in-store and online purchases at Flight Centre New Zealand*.

Rewards that take you places

1 Reward = $1 to spend at Flight Centre. Your Rewards will automatically be redeemed on ANY airline, hotel, tour, cruise, car hire or sightseeing deals booked directly through Flight Centre*.

Travel now, pay later

You can travel now and pay later with Long Term Finance options^ available when you pay with your Flight Centre Mastercard.

No international transaction fees

Enjoy spending around the world with no international transaction fees##. Find out more about fees

A world of benefits packed into your Flight Centre Mastercard

Add additional cardholders for no extra cost, and earn Rewards* on more than one person’s spend! Find out more

Use your card in-store, online and overseas, including Cash Advances# from banks and ATMs wherever Mastercard is accepted.

Enjoy Contactless card payment making it easier when purchasing in-store.

Enjoy interest free** for up to 44 days on every Standard Purchase in-store or online. Standard Interest Rate of 24.99% p.a. applies after the interest free period.

Mastercard Identity Check™ and microchip technology for the best security.

Long Term Finance

Flight Centre Mastercard offers access to Long Term Finance deals^ in-store at thousands of participating retailers throughout New Zealand. Whether you’re planning a holiday or refurnishing your home, Flight Centre Mastercard lets you make big ticket purchases on our interest-free or payment holiday terms.

Flight Centre Credit card long term finance
Enthusiastic men holding phone using Flight Centre Mastercard digital wallet

Pay easily and securely on the fly

Pay easily and securely on the fly using your Flight Centre Mastercard digital wallet. Make secure contactless transactions with a touch or a wave on your phone or wearable device. Spend in-store and online with Apple Pay, Google Pay and Garmin Pay^^.

Flight Centre Mastercard - Your Perfect Travel Companion!

Things you should know

*With a Flight Centre Mastercard you earn:

  • 1.00 Flight Centre Reward for every NZ$150 spend on Standard Purchases (excludes cash advances, balance transfers, fees, interest charges & quasi-cash transactions) within New Zealand online & instore.
  • 1.00 Flight Centre Reward for every NZ$100 spent internationally online & instore (where Mastercard designates the merchant to be located in a country other than New Zealand).
  • 2.00 Flight Centre Rewards for every NZ$150 spent in-store or online at Flight Centre New Zealand.
  • When redeemed, every 1.00 Flight Centre Reward earned will equate to NZ$1.00 credit on your Flight Centre Mastercard account and may be redeemed at Flight Centre New Zealand. Flight Centre Mastercard and Flight Centre terms and conditions apply.

**Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate, currently 24.99% p.a., applies after interest free period. Excludes Cash Advances, Balance Transfers, fees, interest charges, quasi-cash transactions such as travellers’ cheques or foreign currency.

^A minimum purchase amount may be required. Annual Account Fee of $50 applies. An Establishment Fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 24.99% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.

#Cash Advance Interest Rate currently 26.99% p.a. applies to all Cash Advances made from your Account from the date of the Cash Advance until repaid in full. A Cash Advance Fee is charged by us when you withdraw cash: $2 (domestic)/$3 international) if withdrawn from an ATM, or $3 (domestic)/$6.50 (international) if from a teller, plus an access fee (if any) charged by the financial institution from where you made the withdrawal.

##Excludes Cash Advances.

^^Pay easily and securely
Terms and Conditions
Read the Apple Pay Terms of Use
Read the Google Pay Terms of Use
Read the Garmin Pay Terms of Use

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.