Things you should know

*Pay no annual Account Fee for 2 years

1. Promotional offer available for new approved customers only, from Flight Centre Mastercard applications submitted between 12:00am 19 January to 11:59pm 1 March 2026 New Zealand local time (“Offer Period”). Applications received outside the Offer Period will be ineligible.
2. Eligible customers who have applied for a Flight Centre Mastercard account via the website during the Offer Period, and have been approved and opened an account within 45 days of applying, will have the annual Account Fee ($50) waived for the first 2 years (“Offer”).
3. To be eligible to redeem the Offer the promo code 2YEARSFREE must be entered into the promo field on the first page of the application.
4. A minimum card use applies being the use of the Flight Centre Mastercard credit card within each monthly statement period during the 2 year promotional period. If the credit card is not used in any monthly statement period during the promotional period, the annual Account Fee will be charged and continued to be charged in accordance with the Flight Centre Mastercard terms and conditions. 
5. After the second year, the annual Account Fee of $50 applies and will be charged in accordance with the terms and conditions applying to your Flight Centre Mastercard. 
6. Flight Centre Mastercard reserves the right to extend, amend, suspend, or terminate this offer and these terms and conditions at any time without notice. 
7. All dates and time are in New Zealand local time.
8. Lending criteria, fees, Flight Centre Mastercard and Flight Centre New Zealand terms and conditions apply. 
9. If you have any queries, please visit the Promoter’s contact page here. 

⁺With a Flight Centre Mastercard you earn:

• 1.00 Flight Centre Reward for every NZ$150 spend on Standard Purchases (excludes cash advances, balance transfers, fees, interest charges & quasi-cash transactions) within New Zealand online & instore.
• 1.00 Flight Centre Reward for every NZ$100 spent internationally online & instore (where Mastercard designates the merchant to be located in a country other than New Zealand).
• 2.00 Flight Centre Rewards for every NZ$150 spent in-store or online at Flight Centre New Zealand.
• When redeemed, every 1.00 Flight Centre Reward earned will equate to NZ$1.00 credit on your Flight Centre Mastercard account and may be redeemed at Flight Centre New Zealand.

^#Excludes Cash Advances. 

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate, currently 24.99% p.a., applies after interest free period. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions.