Flight Centre Mastercard® offers access to Long Term Finance deals Ʌ in-store at thousands of participating retailers throughout New Zealand. Check out where you can use your Flight Centre Mastercard for Long Term Finance deals. ɅA minimum purchase amount may be required. Annual Account Fee of $50 applies. New Cardholder fees – $55 Establishment. Existing Cardholder fee – $35 Advance. Standard Interest Rate, currently 22.95% p.a. applies to any outstanding balance at end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.